Free AEP educational seminarThursday, October 15, 2026 · 2:00 p.m. · Ogden, UT 84403
Free AEP educational seminar

Annual Enrollment Medicare Seminar in Ogden, UT

Medicare changes every year — get the facts over a complimentary lunch.

Join a free, no-obligation educational event and learn what is changing, what it may cost you, and the questions to ask before Annual Enrollment ends.

Your lunch is free whether or not you ever speak with the agent again.
Hug-Hes American Kitchen and Catering, Ogden, UT 84403
Hug-Hes American Kitchen and Catering · Ogden, UT 84403

Registration closes Wednesday, October 14. No cost, no sales pressure, and nothing is sold at the table.

Event Details

OCT
15
2:00 p.m.
Hug-Hes American Kitchen and Catering
1220 E 4800 S, Ogden, UT 84403
Ogden, UT 84403
Lunch
Soup and Salad for each guest, served to every guest — we pick up the check.
Only 60 seats remaining
Claim My Free Lunch
What you will learn

One hour that could change what you pay next year.

What is changing next year

A plain-English walkthrough of the Medicare updates taking effect and how they affect people already enrolled.

Out-of-pocket costs and the drug cap

How premiums, deductibles and prescription spending limits are moving, and what that means month to month.

The difference between your options

Original Medicare, Medicare Advantage, supplements and Part D, side by side, without the jargon.

Mistakes that cost people money

The five errors we see most often at enrollment time, and how to avoid each one.

Dates and deadlines that matter

When you can make changes, when you cannot, and what happens if you do nothing at all.

Your questions, answered live

Open Q&A at the end. Bring your current plan card and any mail you have received.

Lunch is included

A real sit-down meal at Hug-Hes American Kitchen and Catering.

Soup and Salad for each guest is served to every guest, we take care of the bill, and the presentation happens between courses. Reserve early so we can give the restaurant a head count.

On the table
Soup and Salad for each guest

Seating is table service, not a buffet line. Let us know about allergies or dietary needs on the form and the kitchen will accommodate them.

The meal is provided at no cost to you and carries no obligation to buy anything or to meet with the agent afterward.

Carol Labrum, licensed insurance agent
About your speaker

Carol Labrum

Independent Medicare Advisor

Carol Labrum is a licensed, independent insurance agent with CLEARPATH HEALTH LLC CAROL LABRUM SOLE MBR, working with Medicare beneficiaries in the local area. Rather than representing one insurance company, the agent compares the Advantage, Supplement and drug plan options available in your county, so the recommendation fits your doctors, your prescriptions and your budget. These seminars exist because the same questions come up every fall, and an hour in a room answers them better than a phone call ever will. Nothing is sold at the event and there is never any obligation.

Licensed insurance agentLocal, independent officeLunch on the house
Your local restaurant

Hug-Hes American Kitchen and Catering

1220 E 4800 S, Ogden, UT 84403 · Ogden, UT 84403
Getting there

Directions, parking and doors

Address
1220 E 4800 S, Ogden, UT 84403
Ogden, UT 84403
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Reserve your seat

Reservations close Wednesday, October 14.

The restaurant needs a final head count, so seats are held in the order they are reserved. You will get a confirmation by text and email, plus a reminder the day before.

✓ Bring your spouse, a friend, or a family member
✓ Your lunch and your guest's are both covered
✓ About 90 minutes including the meal and Q&A
Your details
Step 1 of 3
Takes less than a minute.
We text your confirmation, so please use a number that receives texts.

Common questions

Is the lunch really free?

Yes. Your meal and your guest's are paid for by the host agent. There is no charge, no minimum purchase and no obligation to meet with anyone afterward.

Do I have to be on Medicare already?

No. The session is useful whether you are already enrolled or turning 65 in the next year.

My plan works fine. Why review it?

Plans change their costs and rules every year, even when nothing changes for you. Annual Enrollment is the one window to react.

Can I bring my spouse or a friend?

Yes, and their meal is covered as well. Add them on the form and choose their entrée so the kitchen is ready.

When is the presentation?

It runs between courses and lasts about 40 minutes, followed by open Q&A. You are free to leave whenever you like.

What should I bring?

Your Medicare card if you have one, your current plan information, and any notices you have received in the mail.

Only 60 seats remaining
Reserve my seat